.tools-page{max-width:1440px}.formula-banner{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;background:linear-gradient(135deg,#073b35,#12675c);color:#fff;border-radius:24px;padding:28px;margin-bottom:24px;box-shadow:0 18px 45px rgba(7,59,53,.18)}.formula-symbol{width:64px;height:64px;border-radius:20px;display:grid;place-items:center;background:rgba(255,255,255,.13);font:700 30px/1 Inter}.formula-banner h2{font-size:24px;margin:3px 0 6px}.formula-banner p{color:#d9eee9;max-width:700px}.formula-example{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);border-radius:17px;padding:15px 18px;display:flex;flex-direction:column;min-width:225px}.formula-example small,.formula-example code{color:#cce3dd}.formula-example strong{font-size:20px;margin:4px 0}.tools-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.tool-card{background:#fff;border:1px solid #e3ebe7;border-radius:22px;padding:24px;box-shadow:0 9px 28px rgba(20,48,43,.06)}.tool-heading{display:flex;gap:14px;align-items:center;margin-bottom:21px}.tool-heading h2{font-size:21px;margin-top:2px}.tool-icon{width:48px;height:48px;border-radius:15px;display:grid;place-items:center;background:#dff5ec;color:#12675c;font-size:22px}.tool-icon.gold{background:#fbf2dd;color:#9a6a09}.calculator-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.calculator-fields label{display:flex;flex-direction:column;gap:7px;font-size:12px;font-weight:700;color:#52635f}.calculator-fields input,.calculator-fields select{width:100%;border:1px solid #d7e3df;border-radius:12px;padding:12px 13px;background:#fbfcfb;color:#173631;font-size:15px;outline:none}.calculator-fields input:focus,.calculator-fields select:focus{border-color:#1a7468;box-shadow:0 0 0 3px rgba(26,116,104,.1)}.calculation-note{background:#f1f8f5;color:#3e5a54;border-radius:13px;padding:11px 13px;font-size:12px;line-height:1.5;margin-top:15px}.result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:15px}.result-grid>div{background:#f7f9f8;border-radius:14px;padding:13px;min-width:0}.result-grid>div.highlight{background:#073b35;color:#fff}.result-grid small{display:block;font-size:9px;font-weight:800;letter-spacing:.07em;color:#70807c;margin-bottom:5px}.result-grid .highlight small{color:#b8d7d0}.result-grid strong{font-size:15px;overflow-wrap:anywhere}.savings-results{grid-template-columns:1fr 1fr}.tool-disclaimer{font-size:11px;color:#72807d;line-height:1.5;margin-top:13px}.member-health{background:#fff;border:1px solid #e3ebe7;border-radius:22px;padding:22px;margin-top:24px}.health-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.health-strip>div{background:#f4f8f6;border-radius:14px;padding:16px}.health-strip small,.loan-progress-stats small{display:block;font-size:10px;color:#70807c;font-weight:800;letter-spacing:.06em;margin-bottom:5px}.health-strip strong{font-size:19px;color:#123d36}.loan-progress-list{display:grid;gap:15px;margin-top:16px}.loan-progress-card{background:#fff;border:1px solid #e3ebe7;border-radius:20px;padding:20px}.loan-progress-head{display:flex;justify-content:space-between;gap:15px;align-items:start}.loan-progress-head span{font-size:10px;color:#1a7468;font-weight:800}.loan-progress-head h3{font-size:18px;margin-top:3px}.loan-progress-head a{font-size:12px;font-weight:700;color:#1a7468}.loan-progress-card .progress{margin:15px 0}.loan-progress-stats{display:grid;grid-template-columns:repeat(6,1fr);gap:9px}.loan-progress-stats>div{padding:12px;background:#f7f9f8;border-radius:12px}.loan-progress-stats .due{background:#fff4dc}.loan-progress-stats strong{font-size:13px;color:#24453f}.loan-progress-card>p{color:#74827f;font-size:11px;margin-top:12px}.helpful-reminders{margin-top:24px;background:#132f2b;color:#fff;border-radius:22px;padding:25px;display:grid;grid-template-columns:.7fr 1.3fr;gap:25px}.helpful-reminders h2{font-size:23px;margin-top:4px}.helpful-reminders ol{display:grid;grid-template-columns:1fr 1fr;gap:11px;counter-reset:tips}.helpful-reminders li{list-style:none;background:rgba(255,255,255,.07);border-radius:13px;padding:13px;display:grid;grid-template-columns:auto 1fr;column-gap:10px;counter-increment:tips}.helpful-reminders li:before{content:counter(tips);grid-row:1/3;width:24px;height:24px;display:grid;place-items:center;border-radius:8px;background:#d5a84b;color:#132f2b;font-weight:800}.helpful-reminders li b{font-size:12px}.helpful-reminders li span{font-size:11px;color:#bed2cd;margin-top:2px}
@media(max-width:1050px){.tools-grid{grid-template-columns:1fr}.loan-progress-stats{grid-template-columns:repeat(3,1fr)}}@media(max-width:700px){.formula-banner{grid-template-columns:auto 1fr;padding:20px}.formula-example{grid-column:1/-1}.formula-symbol{width:50px;height:50px}.formula-banner h2{font-size:20px}.tool-card{padding:18px}.calculator-fields{grid-template-columns:1fr}.result-grid{grid-template-columns:1fr 1fr}.health-strip{grid-template-columns:1fr}.loan-progress-stats{grid-template-columns:1fr 1fr}.helpful-reminders{grid-template-columns:1fr}.helpful-reminders ol{grid-template-columns:1fr}}@media(max-width:420px){.result-grid,.savings-results,.loan-progress-stats{grid-template-columns:1fr}}